The RTA Transit Benefit Prepaid Mastercard®



The RTA Transit Benefit Prepaid Mastercard (RTA Transit Benefit Card) This product is a reloadable prepaid card that can only be used for qualified commuter benefit purchases where Debit Mastercard, Maestro® cards, and NYCE® cards are accepted. Employees can use the RTA Transit Benefit Card at a station sales window, a ticket vending machine, or to make an online transit purchase only where transit products are sold. If the parking benefit option is activated, the card may also be used at CTA, Metra, and Pace Park-&-Ride stations as well as other qualified parking garages where the same types of card payments are accepted.

The RTA Transit Benefit Card is mailed after the 15th of the month, prior to the benefit month of which you ordered. The account is funded on the 19th of each month and the funds are available for use on the 20th of each month.

The RTA Transit Benefit Prepaid Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Ventra® Direct Loads

Ventra Card 2021

This product allows pre-tax funds to be directly deposited into an employee’s existing Ventra account for use on the CTA, Pace and Metra (Metra riders can buy and display mobile tickets with their smartphones – using the Ventra App only). Ventra accounts can be loaded with a pass product or select denominations in transit benefit value; the direct load will be available by the last day of each month.


Pace Vanpool


This product allows pre-tax funds to be directly deposited into an employee’s Pace Vanpool account; funds will be available the 20th of each month, or the next business day. Like carpools, Pace Vanpool connects individuals who live near each other and have similar travel patterns/work hours to form a workday rideshare arrangement. More information is available on Pace’s website at